Powerful features for modern banking

Every tool you need to manage, grow, and protect your money.

Smart dashboard Multi-currency wallets Virtual and physical cards Instant transfers Savings goals Investment portfolio Crypto trading Bill payments Analytics and insights

Smart dashboard

Real-time insights at a glance

Your complete financial picture in one dashboard. See balances, recent transactions, and spending trends the moment you log in.

Real-time balance updates across all accounts
Spending insights with category breakdowns
Quick-action buttons for common tasks
Customizable widgets to fit your workflow

Multi-currency wallets

50+ currencies, zero markup

Hold, convert, and spend in over 50 currencies at real interbank rates with no hidden fees.

50+ supported currencies worldwide
Real-time mid-market exchange rates
Automatic conversion at checkout
No foreign transaction fees ever

Virtual and physical cards

Cards that work anywhere, instantly

Create virtual cards for secure online shopping and order physical cards for in-person payments.

Instant virtual card creation
Freeze and unfreeze with one tap
Set spending limits per card
Apple Pay and Google Pay ready

Instant transfers

Send money in seconds, globally

Move money to NeoBank users instantly, send international wires, schedule payments, and split bills.

Instant P2P transfers, 24/7
SEPA and SWIFT international wires
Scheduled and recurring transfers
Bill splitting made easy

Savings goals

Grow your savings effortlessly

Set savings goals, automate round-ups, and track every savings pot in real time.

Goal-based savings pots
Automatic round-ups on purchases
Real-time progress tracking
Competitive interest rates

Investment portfolio

Invest from as little as $1

Buy fractional shares and ETFs, then use auto-invest rules to build wealth without complexity.

Stocks and ETFs with fractional shares
Auto-invest rules on payday
Real-time portfolio performance
Commission-free trading

Crypto trading

Buy, sell, and hold crypto

Access cryptocurrencies directly from your NeoBank wallet and track your portfolio in one place.

50+ cryptocurrencies supported
Real-time portfolio tracking
Staking rewards on major assets
Bank-funded buy and sell flows

Bill payments

Never miss a payment again

Manage recurring bills, set up direct debits, and receive reminders before due dates.

Recurring bill management
Direct debit setup in seconds
Smart payment reminders
Auto-pay for zero missed payments

Analytics and insights

Know exactly where your money goes

Review spending by category, merchant, and period, then set budgets before you overspend.

Automatic spending categorization
Monthly and yearly trend reports
Budget alerts and notifications
CSV export for accountants

Ready to experience modern banking?

Open your free account today. No credit card required.

Open your free account